• Don_alForno@feddit.org
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    5 days ago

    If you do have spare money, your investment strategy is questionable.

    Huh? You invest x% of your income each month. You don’t have next month’s money today, so nothing questionable about it.

    If the market crashes, you keep buying each month, so you profit when it goes back up.

      • Don_alForno@feddit.org
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        5 days ago

        It’s not. Your initial paragraph only makes sense if everything happens in the same point in time. When this bubble bursts it will start a market crash that spans multiple years, not a one time thing that you have to buy into today or miss it.

        • lokalhorst@feddit.org
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          5 days ago

          I think this is a misunderstanding. I am talking about “extra money”, that you should not have available to but a potential dip. Instead you ignore the ups and downs but invest each month (or whatever your rhythm is). The key point here is that you cannot time the market.

          • Don_alForno@feddit.org
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            2 days ago

            The misunderstanding seems to be that you define “buying the dip” only as an act of active market timing. But in a prolonged crash you will automatically buy the “dip” with your monthly investments.

            • lokalhorst@feddit.org
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              2 days ago

              I answered to “If the bubble pops there will be THE opportunity to buy and profit when the market moves up again”, which is active market timing. Yeah if the market is not a straight line you will buy a dip from time to time. If you want to understand me wrong, there is nothing more I can do about it.