Yeah breaking down $360/year, that’s 6 $60 dollar games per year. So it only makes sense if you would spend more than that on games (all included in gamepass, remember no outsider games) in that time. That comparison also treats it like you’ll never ever play that game again, which the 6 $60 dollar games you still get to play the next year*.

The only people who “should” be subscribing now are parents who are too financially illiterate to see what a scam it is, or who are such inattentive parents that they don’t care.