50 and older, I’m sorry, but in my personal experience, your advice has been a little out of date.

  • CanadaPlus@lemmy.sdf.org
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    11 days ago

    Yup.

    The Canadian equivalent is a TFSA, unless you max it out (congrats), then RRSP. Apparently there’s niche cases where RRSP is better, so look into it a bit.

    • eezeebee@lemmy.ca
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      11 days ago

      RRSP contributions are income tax deductible, and up to $60k from the account can be used toward a down payment for a home. For someone trying to buy, its a good idea to focus on that RRSP first.